How Long Will It Take On Claim To Recoup Premiums Paid

Change Profile

Hypothetical Annual Premium of $2,4711
Age Premiums Paid Daily Benefit
5% Compound		 Number of Days on Full Claim
to Recoup Premiums Paid2
52
$2,471
$270
9
53
$4,942
$284
17
54
$7,413
$298
25
55
$9,884
$313
32
56
$12,355
$329
38
57
$14,826
$345
43
58
$17,297
$362
48
59
$19,768
$380
52
60
$22,239
$399
56
61
$24,710
$419
59
62
$27,181
$440
62
63
$29,652
$462
64
64
$32,123
$485
66
65
$34,594
$509
68
66
$37,065
$534
69
67
$39,536
$561
70
68
$42,007
$589
71
69
$44,478
$618
72
70
$46,949
$649
72
71
$49,420
$681
73
72
$51,891
$715
73
73
$54,362
$751
72
74
$56,833
$789
72
75
$59,304
$828
72
76
$61,775
$869
71
77
$64,246
$912
70
78
$66,717
$958
70
79
$69,188
$1,006
69
80
$71,659
$1,056
68
81
$74,130
$1,109
67

1. Interest credited at the end of the year. Hypothetical premium based on $ $270/Day, 100% Home Health, Three Year, 5% Compound Inflation Rider and 90 Day Elimination Period with Spousal & Preferred Discounts. Policies vary, consult your agent about specific plan design and premiums for your individual situation.

2. These numbers are after the satisfaction of the 90 Day Elimination Period.